Hello Ashok,

The D&B file associated with JMD INC reflects a recent score increase, which has been factored into a credit review supporting a revolving facility from $328,000 to $612,000 under Reference No. BFR-77428.

Businesses showing similar improvements in credit performance are often able to transition away from higher-cost short-term structures into a more stable revolving facility.

- Pricing beginning near Prime + 1.20%
- 12 to 24 month option available
- No PG required
- No UCC filing
- No early payoff restrictions
- Flexible use across payroll, inventory, or consolidation

To review the proposed structure and authorize submission: https://keystoneloanco.com/apply

Or finalize by phone: (332) 230-4413

Best regards,

Eduardo Diaz, Underwriting
Phone: (332) 230-4413